In order to keep the cost of care to a minimum, immediate payment for services rendered is required. For your convenience, our office will file insurance. However, any co-payments and deductibles are due at the time of service. We accept cash, check, credit card (Visa, MasterCard, Discover Card, and American Express). In special circumstances, payment plans can be arranged. We welcome and encourage the discussion of fees.
Filing your claim:
Our financial secretary will be happy to discuss payment arrangements that will suit your needs. In order to contain billing cost we ask that all accounts be paid within 60 days from the date of service. If an account goes over 60 days a finance charge of 1.5% per month (18% per year) is added to the unpaid balance.
Your insurance contract is an agreement between you and your insurance carrier. You are, however, ultimately responsible for the cost of your care. In most instances, insurance will reduce this cost, but not eliminate it completely. We will do our best to ensure that you receive maximum benefits under your contract. Our staff will estimate your insurance coverage for a particular service based upon our experience with your carrier. We will also estimate your financial responsibility. Our estimates are always in good faith, and your cooperation is always appreciated.
- Co-Payment: All co-payments are payable when you check in at the front desk.
- HMO Patients: If a patient comes to us with a problem that they expect to be covered by medical insurance, (biopsies, tumors, infections, deformities) they must have a referral from their primary care physician. A referral from a dentist is not adequate for medical insurance coverage. Obtaining a medical referral is the Patient’s responsibility. We cannot obtain the referral for you, and the referral cannot be obtained retroactively. If you do not have a referral, we will be happy to see you on a cash basis, but your medical insurance company will not pay for your treatment.
- Medicare Patients: Medicare pays us directly for your care. You are responsible for any deductible and coinsurance. If Medicare denies your procedure, you are responsible for the charges.
If you have any problems or questions, please ask our staff. They are well informed and up-to-date. Please call if you have any questions or concerns regarding your initial visit.
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